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If you own a small business, especially if you work alone, you may think you don’t need business insurance. But actually, without this protection, you could be opening yourself up to a world of liabilities. Here’s what you need to know about insurance for small businesses.

Why Are...

Hello again Walter Greer from G & G with another insurance educational moment. 

- Let us discuss Peril (Danger) - Fire, wind, hail, lighting-Tree falling on the home( I will discuss this one more in detail can be both perilous and hazardous), etc. 

- Peril are dangers that occur to your home that...

Hello Renters - let's talk about liability insurance

Now, this type of coverage has been associated with homeowners and those with assets.  Though true, renters you all have assets as well.  Homeowners of course own or are in the process of paying off their mortgage to own their home.  Renters...

Hello everyone - you may be thinking looking at the above image -this is an aftermath of a Jerry Bruckheimer movie set. No, it is the parking lot of this past week's Miami vs. Pats game see the story here. 

Someone placed a tabletop grill under a vehicle after a...

As a business owner and employer, it is your moral and legal obligation to keep your employees safe and healthy at all times. Despite your intentional efforts to keep their work environment as safe as possible, workplace accidents and injuries do happen.

While some accidents are beyond your control, there...

Do you have a teenager in your household who is learning to drive or a newly licensed driver? Follow these driving safety tips for teens to help keep them safe on the road, especially when you’re not there to supervise their behind-the-wheel behavior.

Enroll Your Teen in a Safe Driving...

Get rid of my Collision coverage- Wait there is more!

Today we will discuss the dreaded statement I have heard over the 17 years as an adjuster and now as an insurance agent. “I just paid off my vehicle I do not need collision insurance” that is...

It’s all in the Endorsement

What are endorsements- Endorsements are additional coverages offered by insurance companies to increase or supplement already existing coverage along with offering coverage for perils (Dangers) not covered by the basic homeowner policy.

These endorsements are typically overlooked by agents

We will discuss the...

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them.

Our guess is that most of those households (which may include yours) wouldn’t mind spending a little less to keep their...

Electric vehicles are increasing in popularity lately. Have you considered getting one? Here are some of the advantages and disadvantages of electric cars, so you can decide if owning one is right for you.

Great for the planet

There’s no doubt — electric vehicles are better for the environment. They...